OUR PLANS
Nevada System of Higher Education
Employee and Spouse/Domestic Partner (Sp/Dp) rates are the same in accordance with your respective ages. The maximum amount of coverage an employee may apply for is ten times your salary, not to exceed $750,000 (minimum amount is $10,000.) The maximum Sp/Dp, an employee, may apply for is $380,000. The Employee must carry coverage in order to apply for Sp/Dp Coverage and Accidental Death & Dismemberment (AD&D) coverage. AD&D Life Insurance can be added to base coverage up to $750,000 regardless of salary (monthly rates are listed on Application Form.) AD&D covers you on and off the job—24/7! Child coverage: one premium covers all eligible children in the household. Please see Brochure Summary of Benefits for rates and terms above age 65 and further details regarding child coverage provisions.
AGE
BRACKET
-
UNDER 30
-
30-34
-
35-39
-
40-44
-
45-49
-
50-54
-
55-59
-
60-64
COST PER MO $100,000.00
(non-smoker)-
$7.50
-
$8.40
-
$11.10
-
$15.30
-
$25.80
-
$40.10
-
$67.50
-
$92.00
COST PER MO $100,000.00
Smoker-
$13.30
-
$15.60
-
$21.50
-
$33.00
-
$56.40
-
$86.90
-
$119.60
-
$153.10
COST PER MO $100,000.00
Spouse/Domestic Partner-
$8.90
-
$10.00
-
$13.70
-
$18.90
-
$32.60
-
$50.40
-
$79.80
-
$108.20