Welcome to

Western Insurance Specialties

Proudly offering voluntary supplemental life insurance to Nevada public for over 35 years!

WESTERN INSURANCE SPECIALTIES

We Provide An Affordable Safety Net For Nevada

We provide friendly customer service, easy payroll deduction, and, most importantly, assistance for families with the claims process. 

No medical form necessary for new hires within the first 60 days of employment. 
*Some limits apply
Applications accepted all year long!

ABOUT US

About Western Insurance Specialties

We provide an affordable safety net for Nevada employees and their families. We provide friendly customer service, easy payroll deduction, and, most importantly, assistance for families with the claims process.

Western Insurance Specialties have been amongst the most benefit-rich life insurance plans in the country since 1983.

Apart from life insurance, we offer:
Premium rates for these programs have remained steady for over 35 years, providing affordable life insurance coverage for you and your family.
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WHY CHOOSE WESTERN INSURANCE SPECIALITIES?

Western Insurance is the most steady, reliable coverage for your family. Not only do you own your policy and can take it from job to job, but our affordable premium rates have remained steady for over 35 years.

HAVE QUESTIONS

Get in touch with us

Questions? Comments? Concerns? Need a quote? Complete the form below and we’ll get back to you as soon as we can!

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FAQS

Frequently Asked Questions

Yesyou own your policy and can keep it until age 99. In order to continue your policy, a continuation packet must be completed and returned to our office within 60 days of your last paycheck. After 60 days, your policy is terminated and cannot be reinstated. The continuation packet for NSHE may be found here and the continuation packet for PEVLP can be found  here.
A monthly deduction is set up on your checking account. You will need to complete a continuation packet in order to set this up. For NSHE you may use this form for PEVLP use this form.
A name change can be made using this form for PEVLP, please use WorkDay for NSHE.
If you are going to take a leave of absence from work, you will need to contact Western Insurance directly to set up direct monthly payments to continue your coverage. During a leave of absence, your premium will not be automatically deducted from your paycheck. If payments are not made directly to Western, your policy will be terminated for non-payment and cannot be reinstated.
You can update your address using this form for PEVLP, for NSHE please use WorkDay. It is crucial to keep your address current with our office in the event that we need to contact you regarding your policy.
You can remove your spouse’s coverage by using this form for PEVLP. For NSHE please use WorkDay. Only your current spouse or domestic partner is eligible for coverage. In the event of a divorce, you will need to remove your spouse’s coverage, as they are no longer eligible to be paid if a claim is filed.
You can add your spouse to your policy within the 30 days following your marriage if you want a guaranteed issue policy (no physical or medical questions). After 30 days, you can still add your spouse to your policy, but a short health questionnaire is required. For PEVLP please use this form, for NSHE please use Workday to add your spouse within the 30 day period.
You can update your primary and contingent beneficiary using this form for PEVLP, for NSHE please use WorkDay.
All of your children are covered through this policy up to age 19 or 25 if they are full-time students. They become ineligible after that and would need to be removed from your policy. Please note they do not automatically get removed from your policy once they age out. You will need to remove child coverage from your policy using this form for PEVLP, please use WorkDay for NSHE.
You can find the group policy certificate for NSHE here and for PEVLP you can find it here.
Yes, you can cancel your policy at any time using this form for PEVLP, for NSHE please use WorkDay. Please note that once you cancel your coverage, you are no longer eligible to reinstate the policy.
Your cancellation is effective on the next billing cycle. This means that you may still be charged for your policy the month after you fill out the change form, depending on when your specific billing date is. If you have questions about your specific billing cycle, please contact us at 1-800-342-0707 Ext. 1.
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ABOUT US

Discover More About Us

Western Insurance Specialties takes pride in providing individuals with affordable life insurance in Nevada. We help you make decisions today that will protect your family for years to come.