WESTERN INSURANCE SPECIALTIES
We Provide An Affordable Safety Net For Nevada
We provide friendly customer service, easy payroll deduction, and, most importantly, assistance for families with the claims process.
About Western Insurance Specialties
We provide an affordable safety net for Nevada employees and their families. We provide friendly customer service, easy payroll deduction, and, most importantly, assistance for families with the claims process.
Western Insurance Specialties have been amongst the most benefit-rich life insurance plans in the country since 1983.
WHY CHOOSE WESTERN INSURANCE SPECIALITIES?
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Frequently Asked Questions
A name change can be made using this form.
You can update your address using this form. It is crucial to keep your address current with our office in the event that we need to contact you regarding your policy.
If you are going to take a leave of absence from work, you will need to contact Western Insurance directly to set up direct monthly payments to continue your coverage. During a leave of absence, your premium will not be automatically deducted from your paycheck. If payments are not made directly to Western, your policy will be terminated for non-payment and cannot be reinstated.
You can remove your spouse’s coverage by using this form. Only your current spouse or domestic partner is eligible for coverage. In the event of a divorce, you will need to remove your spouse’s coverage, as they are no longer eligible to be paid if a claim is filed.
You can add your spouse to your policy within the 30 days following your marriage if you want a guaranteed issue policy (no physical or medical questions). After 30 days, you can still add your spouse to your policy, but a short health questionnaire is required.
You can update your primary and contingent beneficiary using this form.
All of your children are covered through this policy up to age 19 or 25 if they are full-time students. They become ineligible after that and would need to be removed from your policy. Please note they do not automatically get removed from your policy once they age out. You will need to remove child coverage from your policy using this form.
You can find the entire group policy certificate under Life Insurance Policy Certificate on our forms page.
Yes, you can cancel your policy at any time using this form. Please note that once you cancel your coverage, you are no longer eligible to reinstate the policy.
Your cancellation is effective on the next billing cycle. This means that you may still be charged for your policy the month after you fill out the change form, depending on when your specific billing date is. If you have questions about your specific billing cycle, please contact us at 1-800-342-0707 Ext. 1.
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Western Insurance Specialties takes pride in providing individuals with affordable life insurance in Nevada. We help you make decisions today that will protect your family for years to come.